Below are just a few of this month’s popular mortgage deals. Please get in touch with us to discuss any of these deals.
The actual rate available will depend on your circumstances. Ask for a personalised illustration.
This information is correct as at 01 December 2019. Please note if you are reading this after this date it is possible this rate is no longer available.
Remember to consider the whole package when selecting a mortgage and not just the interest rate. The important thing is getting the right deal for you overall and not necessarily the one which has the lowest interest rate.
Some buy to let mortgages are not regulated by the Financial Conduct Authority.
|Mortgage details||A residential mortgage of £285,000 for 25 years on a repayment basis||A buy-to-let remortgage of £240,000 for 25 years on a repayment basis||A residential remortgage of £1.2m for 25 years on a repayment basis|
|Max loan to value||95%||60%||75%|
|Payment details||A fixed rate of 2.73% until 31 January 2022, which is 25 monthly payments of £1,311.82||
A variable rate currently 1.84 until 1 January 2022, which is 27 monthly payments of £998.66
|A fixed rate of 1.19% until 31 March 2022., which is 27 monthly payments of £4,626.43|
|Followed by||275 payments at a variable rate, currently 4.74%, of £1,599.30||276 payments at a variable rate, currently 5.09%, of £1,382.50||273 payments at a variable rate, currently 4.24%, of £6,321.26|
|Incentives||One free valuation.||£300 cashback
One free valuation
|One free valuation
Free legal fees if using lender’s conveyancer.
Total amount to pay back
|Overall cost for comparison||4.5% APRC||4.6% APRC||3.7% APRC|
|Early repayment charge||Payable until 31 January 2022||Payable until 31 January 2022||Payable until 31 March 2022|
Some buy-to-let mortgages are not regulated by the Financial Conduct Authority