Below are just a few of this month’s popular mortgage deals. Please get in touch with us to discuss any of these deals.
The actual rate available will depend on your circumstances. Ask for a personalised illustration.
This information is correct as at 03 April 2019. Please note if you are reading this after this date it is possible this rate is no longer available.
Remember to consider the whole package when selecting a mortgage and not just the interest rate. The important thing is getting the right deal for you overall and not necessarily the one which has the lowest interest rate.
Some buy to let mortgages are not regulated by the Financial Conduct Authority.
|Mortgage details||A Help to Buy residential mortgage of £300,000 for 25 years on a repayment basis||A residential mortgage of £380,000 for 25 years on a repayment basis||A buy-to-let remortgage of £240,000 for 25 years on a repayment basis|
|Max loan to value||75%||95%||60%|
|Payment details||A fixed rate of 1.89% until 31 March 2021, which is 24 monthly payments of £1,255.56||
A fixed rate of 2.79% until 31 May 2021, which is 26 monthly payments of £1,760.77
|A fixed rate of 1.52% until 30 April 2021, which is 25 monthly payments of £962.10|
|Followed by||36 payments at a variable rate, currently 4.49%, of £1,633.68
|36 payments at a variable rate, currently 4.25%, of £1,331.09
|275 payments at a variable rate, currently 5.24% of £1,396.39
|Fees||Product Reservation Fee £199.00||£995||£1,795.00|
|Incentives||£500 cashback||£500 cashback
One free valuation
Total amount to pay back
|Overall cost for comparison||5.0% APRC||4.1% APRC||4.7% APRC|
|Early repayment charge||Payable until 31 March 2021
Completion Fee £299.00
Valuation Fee £340.00
|Payable until 31 May 2021||Payable until 30 April 2021|