advice on remortgaging my house

Remortgaging may save you money and is a lot easier than you think. We at The Orchard Practice are on hand to help if the deal on your current mortgage is coming to an end, or if your home has risen in value and you are looking to release some equity. Changing your mortgage can be a beneficial way of reducing your monthly outgoings or borrowing larger sums of money by remortgaging on a lower interest rate.

We understand that your circumstances may change and you may want to refinance to borrow more, borrow less or re-balance your portfolio. Whatever the reason, we will be there to ensure you get what you want and in the most cost effective way.

In certain situations Equity Release* plans such as Lifetime Mortgages* may be needed. Whilst we usually consider these as last resort, sometimes it is the most suitable option. We will explore all other avenues with you before referring you to an Equity Release specialist.

If you are an existing client we will contact you before your deal is due to expire. We will meet with you to understand any changes in your circumstances and once again try to ensure you have a competitive mortgage.

If you would like further information about how we can help with remortgaging or would like to arrange a meeting please contact us or call 020 8953 8687

Terms and conditions apply and you may have to pay  an Early Repayment Charge on any existing mortgage deal. Debt consolidation may cost you more over the longer term.

*This is a lifetime mortgage. To understand the features and risks ask for a personalised illustration.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.