Malcolm Isaacs - CertPFS
Malcolm Isaacs - CertPFSFounder
Malcolm began his career in financial services in the late 1980s, arranging second charge mortgages for clients. He joined Prosperity Financial Services in 1990, later went to Allied Dunbar, before establishing The Orchard Practice in 1997. His expertise has been rewarded both in 1992 and 2009 with industry awards.

Malcolm is qualified and able to provide advice on mortgages and protection and over the years has developed a niche for property financing where he is regarded as one of the best in his field.

When not at work, Malcolm loves spending time with his family and enjoys keeping fit at the gym.

Reviews and Ratings for Financial adviser Malcolm Isaacs, Watford


Joshua Gerstler - APFS, Cert SMP, FCA
Joshua Gerstler - APFS, Cert SMP, FCAChartered Financial Planner
Joshua started his professional career in 2005 as a Chartered Accountant at Deloitte, looking after some of the world’s most recognisable companies. He has brought with him the knowledge and expertise of almost six years at one of the top accounting firms in the world, and has embedded that into The Orchard Practice since 2011.

Joshua is qualified and able to provide comprehensive financial planning on all advice areas to our clients and has built up an expertise in mortgages, protection, pensions and investments.

When not at work, Joshua loves spending time with his wife and four young sons and enjoys playing and watching football.

Reviews and Ratings for Financial adviser Joshua Gerstler, Watford


Ryan Connolly
Ryan ConnollyFinancial Planning Assistant
Ryan started out his career as a Financial Administrator, having obtained a degree in Accounting, before switching to Financial Planning. Ryan helps ensure our clients receive the best advice and best service from The Orchard Practice.

When not at work Ryan enjoys both watching and playing football. He also enjoys reading, in particular thriller novels.

Andrew Turner - CertCII (MP)
Andrew Turner - CertCII (MP)Mortgage & Protection Adviser
Andy joined the Orchard Practice in 2018 having graduated from the University of Cambridge with a degree in Astrophysics.

Andy supports our advisers in arranging mortgages and protection policies for our clients, and is working towards becoming a fully qualified adviser.

Outside the office, Andy is an avid musician who plays guitar, bass and drums. He is also a big sports fan, being particularly keen on football, rugby, mixed martial arts and boxing.

Stephanie Gerstler
Stephanie GerstlerProtection Manager
Stephanie started her professional career in 2007 as a Solicitor, representing firms in London in both the West End and The City, before moving to specialise in Landlord and Tenant dispute resolution.

Stephanie ensures our clients receive the best advice and service with regards to their protection needs.

When not working, Stephanie enjoys spending time with her family, cooking, spinning and seeing friends.

Paige Morrison
Paige MorrisonFinancial Planning Administrator
Paige joined The Orchard Practice as a Financial Planning Administrator after a career in aviation.

Paige helps ensure our clients receive the best service from The Orchard Practice and that all their financial planning needs are taken care of.

When not at work Paige enjoys spending time with family and going to restaurants with friends.

We are always happy to hear from quality individuals who want to join our team. If you are interested in working at The Orchard Practice please send us your CV and a covering letter.