Joanna Grankin

“Working with Josh means I feel hugely more secure about my financial future.

Maureen Byrne

“Josh keeps everything simple; he doesn't use financial jargon.

Charles & Joanne Bloom

“We feel very safe and secure about our financial future knowing Josh is guiding us

Paul & Sandra Burns

“The Orchard Practice have given us the confidence that we can enjoy our retirement when the time comes

Sally Wilds

“Josh has made me feel much more positive about my future

Daniel Minsky

“My family's financial future is in safe hands with The Orchard Practice

Do you run your own business?


By The Orchard Practice

If you do, you probably have one or more key employees that are integral to its success.

They may even possess the skills, knowledge, experience or leadership that makes a vital difference to your bottom line.

But have you considered what would happen if they suddenly died, or suffered a critical illness that forced them to be absent from work for a long period of time? If the unexpected happened, it could pose a serious risk to your business.

Protect the most important assets

You may have covered the tangible assets of your business, but have you protected the most important assets: the people that directly contribute to your profits?

Key Person Protection is a simple way for you to insure your business against the losses you might suffer as a result of the death, or critical illness, of a key individual.