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Where is the happiest place to live?

A new survey has revealed the South West is the happiest place to live in the UK, with Wales coming in as the least happy. The survey by Lloyds Bank and YouGov looked at factors such as: home ownership, salary, household size, knowing your neighbours, loneliness, crime rates, local services and unemployment to create a [...]

February 20th, 2020|News|

BREXIT What Does it Mean For You

Whichever side of the Brexit debate you have been on, Friday 31 January 2020 undoubtedly marks a momentous point in the country’s history. For at the stroke of 11pm, the UK will cease to be a member of the EU: the divorce will finally have been sealed. It’s clearly been a long and rocky road [...]

February 3rd, 2020|News|

How to spend it! Are you set for a pay rise this year?

Forget savings rates or ISA interest, your income could be set for a boost this year without you having to take any action. The national living wage (NLW) and national minimum wage (NMW) rates for younger workers is set to increase this April. The NLW for over 25-year olds will increase 6.2% from £8.21 to [...]

January 5th, 2020|News|

Lessons from the latest P2P lending failure

A second peer-to-peer lender has collapsed, underlining the importance of not just chasing high rates. Peer-to-peer (P2P) lending offers inflation-beating rates of return by letting individuals lend directly to consumers or businesses. Investors can be lured by high rates, often in double digits, which are offered in return for often backing firms who may have [...]

October 29th, 2019|News|

July wealth update: BoJo’s Summer

In July, Boris Johnson became the leader of the Conservative party and moved into “No. 10” as our latest Prime Minister. His priority being for the UK to leave the European Union on 31 October 2019, with a “no deal” exit firmly back on the table. This caused the pound to fall to a 2-year [...]

August 1st, 2019|News|

Everyone likes a gift, but there are risks to giving an inheritance early

Many parents dream of having something to pass on to their children, whether it be money or property, and now some are transferring assets so they can see their offspring enjoying the fruits of their labour. Research from Direct Line Life Insurance, based on a poll of 2,000 adults, found 20% have given their children [...]

October 8th, 2018|Finance, News|

September wealth update: Should the Ryder Cup team negotiate Brexit?

For all golf and sport (in general) fans, September ended with an emphatic Ryder Cup win for Europe over the United States of America.  Looking at the comradery of the team in blue, it might be more beneficial if they were leading the Brexit discussions and negotiations. In any event, the FTSE 100 was relatively [...]

October 4th, 2018|News|