Below are just a few of this month’s popular mortgage deals. Please get in touch with us to discuss any of these deals. Your home may be repossessed if you do not keep up repayments on your mortgage.
The government launched its Help to Buy equity loan in April 2013 and since then 210,964 properties have been bought under the scheme. First-time buyers and people moving to a new-build home worth up to £600,000 have benefited from the scheme, which provides an equity loan of up to 20% of the cost of [...]
When your current mortgage deal comes to an end you might be tempted to do nothing and simply move on to your lender’s Standard Variable Rate (SVR). However, by doing so you could risk your mortgage rate more than doubling. According to Moneyfacts, fixed mortgage deals taken out two years ago attracted an average rate [...]
The number of properties purchased using the government’s flagship Help to Buy equity loan scheme reached a record high in 2018, but is it the best way to get on the property ladder? Launched in April 2013, the initiative was set up to help buyers purchase a new-build with just a 5% deposit, backed by [...]
First-time buyers continue to benefit from Stamp Duty exemptions. The latest HMRC data shows 241.300 first-time buyers have made use of the Stamp Duty relief that was introduced in November 2017. The exemption applies on the first £300,000 of a purchase for properties worth under £500,000. Not such a good tax for landlords First-time buyers [...]