Below are just a few of this month’s popular mortgage deals. Please get in touch with us to discuss any of these deals. Your home may be repossessed if you do not keep up repayments on your mortgage.
First-time buyers continue to benefit from Stamp Duty exemptions. The latest HMRC data shows 241.300 first-time buyers have made use of the Stamp Duty relief that was introduced in November 2017. The exemption applies on the first £300,000 of a purchase for properties worth under £500,000. Not such a good tax for landlords First-time buyers [...]
From exercising more to just spending time with the family, it’s the season for new year’s resolutions, so could you make changes to the way you manage your money? Research by savings provider Marcus shows takeaways and alcohol are the most regretted purchases of 2018, followed by frivolous spending on the home. But there are [...]
It is often said that it is grim up north, but not so if you are a home buyer with a small mortgage deposit. Surveyor firm e.surv has noted a shift towards low deposit home loans, particularly in Yorkshire, the North West and the Midlands. Based on mortgage applications it does surveys for, 24.6% of [...]
The Government’s flagship scheme to help home buyers is set for a revamp, according to the Budget. The Help to Buy Equity Loan scheme was launched in April 2013, providing a government loan worth up to 20% that supports a 5% borrower deposit on a mortgage for a new build property. That scheme ends in [...]
Getting on the property ladder can be hard enough with saving for a deposit and finding the right property, but could your job be harming your prospects? Online estate agent HouseSimple used the most recent Office for National Statistics (ONS) Annual Salaries data to calculate the mortgage shortfall staff in particular professions face. It assumed [...]