Taking out a mortgage could be one of the biggest financial decisions you’ll need to make in life, so it’s important to get it right. You could ‘go direct’ to find the right mortgage for your circumstances – as long as you’re prepared to spend time and effort scouring a very competitive market for the [...]
Mortgage rates are now at record low levels, following two Bank of England rate cuts in March to bring the base rate down to 0.1%. Borrowers on a tracker, discounted or variable rate mortgage may have already benefited from this rate drop, but those borrowers whose mortgage deal is nearing its end, or those currently [...]
Whether you’re a first-time buyer, a second- stepper, or further up the housing ladder, buying a home is always a big move and can feel a bit like a roller coaster ride at the best of times. Now there are the added complications and worries that the COVID-19 pandemic may have caused for people’s lives, [...]
There are times in our lives when we can all use some help and guidance. Buying a home is one of those major steps that is much easier to take if you are well- informed and get some good advice. Whether you are a first-time buyer or someone who has moved before, things change, so [...]
The Government has announced the requirement for lenders to extend the initial three-month mortgage payment holiday scheme by a further three months. They felt that the extension was necessary because it would be too sudden and soon to end the scheme now for those currently experiencing financial difficulties. This means help and support will continue [...]
The UK’s mortgage market has changed profoundly in the last two weeks as the full effect of the Coronavirus has started to be felt. Lenders have been told to allow repayment holidays; moving home is virtually banned leaving swathes of home-movers in limbo; thousands of mortgage products have been withdrawn and the bank base rate [...]
Below are just a few of this month’s popular mortgage deals. Please get in touch with us to discuss any of these deals. Your home may be repossessed if you do not keep up repayments on your mortgage.