Risk vs reward

Despite the recent mortgage interest rate rise, savers will still struggle to enjoy any kind of growth on money they have on deposit, leading some to consider a riskier investment. If you're considering investing in the stock market, an important – and very personal issue – is how you feel about the prospect of putting [...]

October 16th, 2018|Investments|

Are people falling out of love with cash ISAs?

 Savers are turning away from cash ISAs, data from HM Revenue & Customs (HMRC) suggests, with its latest figures revealing a drop in new accounts. There were 697,000 fewer cash ISA accounts opened in the 2017/2018 tax year compared with 2016/2017. However, the amounts subscribed increased by £610m over the same period to £39.8bn. In [...]

September 7th, 2018|Investments|

Sweet 16! Child Trust Funds come of age!

From football players of your youth becoming managers, to pop groups of the 90s reforming, there is plenty that can make you feel old - here is a financial one. This month, the first Child Trust Fund (CTFs) recipient will turn 16 and will be able to manage their account for the first time before [...]

September 7th, 2018|Investments|

Sun, sea, sand and savings

The summer holidays are in full swing, so how much has it cost you so far and how are you funding it? According to Post Office Money, parents across the UK are expecting to spend £7.8bn entertaining their children this summer – an average of £594 per parent. The costs associated with the summer holidays [...]

August 1st, 2018|Investments|

May wealth update: What a difference a couple of months make

What a difference a couple of months makes?! With the FTSE 100 falling back below 7,000 for three days in March, the talk in May was when would the FTSE 100 break through the 8,000 barrier. It actually ended May at 7,678.20, which was 2.2% higher than the April closing figure of 7,509.30. It is [...]

June 19th, 2018|Investments|

Build a financial future fit for a king

The nation has been gripped by the birth of the Duke and Duchess of Cambridge’s third child, Prince Louis. His parents, William and Kate, may not have too much to worry about when it comes to supporting their new baby financially, but there are steps you can take to give your loved ones a future [...]

May 17th, 2018|Investments, News|

The importance of diversification

With ISA season comes the usual fanfare in the money pages about which investments will deliver the best returns – peppered with the usual important caveats about investment performance and the potential for loss of course. Every commentator will have a different idea about which areas and which funds are the best bet; and these [...]

May 10th, 2018|Investments|