Coming to terms with market turbulence

As a direct consequence of the COVID-19 outbreak, global stock markets are suffering a period of turbulence. When markets move significantly it can prove very challenging to hear through the noise and focus on the bigger picture. Lessons from history Over recent years many investors have become used to a variety of political, financial and [...]

March 23rd, 2020|Investments, General|

Why regulation isn’t the only way to monitor how your money is managed

It was a tough 2019 for the Financial Conduct Authority (FCA). The City watchdog received criticism for its slow response to several issues such as the freezing of withdrawals on the Woodford Equity Income Fund and the collapse of mini-bond provide London Capital & Finance. It is trying to be more proactive this year. A [...]

January 8th, 2020|Investments|

How much do kids expect to pocket once they grow up?

The kids are finally back to school after a long hot summer and some have pretty lofty expectations of what their education will get them. A poll by Halifax has revealed schoolchildren across the country are preparing for the millionaire lifestyle, as they expect to earn £1.37m a year when they grow up. The poll, [...]

August 27th, 2019|Investments, Finance|

Financial lessons from Woodford woes

One of the biggest stories in the personal finance pages over recent weeks has been the revelation that investors in Neil Woodford’s Equity Income fund have been stopped from making withdrawals as he tries to shift the portfolio to more liquid assets. It came after a flurry of investors withdrew money amid concerns about his [...]

July 2nd, 2019|Investments|

Is the younger generation more financial savvy than it is given credit for?

Millennials and generation Z are often characterised as disengaged with their savings and too busy spending time on their smartphones, sipping cappuccinos or eating avocado toast. But research by peer-to-peer lender Zopa suggests this could be a gross misconception. It polled 1,500 individuals who were either Gen Z - 18 to  22 year olds – [...]

May 28th, 2019|Investments|

All about ISAs

In the 2019/20 tax year, you can save up to £20,000 tax-free in an Individual Savings Account (ISA), and when it comes to your ISA investment, you have a number of options. Investors comfortable with the slightly higher risk Peer to Peer lending can also now invest in an Innovative Finance ISA, and those aged [...]

May 21st, 2019|Investments|

A global approach to asset allocation

Asset allocation is one of the key tools in our investment proposition to help strike the right balance between risk and reward in your portfolio. It applies to asset classes, such as equities, bonds and cash, and different global regions. The actively-managed Omnis Managed Portfolio Service (OMPS) and our Graphene model portfolios are all globally [...]

May 7th, 2019|Investments|