Prior to lockdown, over half (51%) of businesses had some form of debt, owing an average of £176,000 each – and yet just 20% used an insurance policy as security.
During the past few months, millions of businesses have been forced to shut temporarily, with employees furloughed or working from home under very difficult circumstances. With various business sectors reopening in July, many have suffered significant financial damage due to lockdown. For some businesses, productivity has been lost due to illness and self-isolation, while others [...]
One in five people in the UK act as a carer. Figures show more than seven out of ten of those who look after family, friends or other members of the community do not have any protection policies in place. Furthermore, a fifth do not know who would take over their caring duties if they [...]
The coronavirus outbreak has impacted everyone across the globe, leaving many individuals and families in a precarious financial position. The crisis has shown that financial hardship can strike when we least expect it, demonstrating the importance of protection cover. As people’s anxiety about their financial future intensifies, it’s likely that many people will be considering [...]
Business protection is a crucial element in a company's financial future, but how many have cover in place? You may have covered the tangible assets in your business, but have you protected the most important asset; the people who contribute directly to your bottom line? If the answer is no, you could be putting your [...]
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With policies like home insurance or car insurance, we’re all in the habit of reviewing our cover annually. With a life insurance policy potentially lasting for 20 or 30 years, it goes without saying that over that time, your lifestyle and therefore your cover requirements can change, sometimes substantially. Whenever you mark life’s important milestones, [...]