Monthly Archives: February 2020


‘Mortgage prisoners’ may be able to remortgage

You may have heard the term ‘mortgage prisoners’ but not know exactly what it is. Mortgage prisoners are those who are trapped in their current mortgage deal and are unable to remortgage or move. The Financial Conduct Authority (FCA) has estimated around 150,000 borrowers are stuck as ‘mortgage prisoners’. Some of the main reasons are [...]

February 29th, 2020|Mortgages|

More hope for first time buyers with the Help to Buy Extension

Since it was launched in 2013, the popular Help to Buy scheme has enabled almost 170,000 households to buy homes; who may not otherwise have been able to. An extension to the successful scheme was announced in the Autumn 2018 budget, now making it available until 2023 for first time buyers only ‘to ensure future [...]

February 28th, 2020|Mortgages|

Don’t slip up this winter

Winter is coming, and with winter comes unexpected weather patterns and more time spent in the home. Both can lead to an increase in accidents, and accidents for you or children can lead to time off work or loss of income. Outside risks It's not only the obvious factors of slips, trips and falls and [...]

February 27th, 2020|Insurance|

Borrowing options in your later years

Retirement is an exciting time; the start of a new chapter in life. Whilst we will have worked, saved and prepared for this moment for a long time, many of us will find we don’t quite have enough money to fund all the things we planned to do. Luckily, there are an increasing number of [...]

February 26th, 2020|Mortgages|

The Orchard Practice Fantasy Football League 2019/20 – Gameweek 27

Please find the latest league table below following gameweek 27 for the 2019/20 season.

February 25th, 2020|Fantasy Football|

Your pension savings, your future options

Why you should consider modernising your pension As well as giving you greater freedom over how you access your savings, there are several other benefits when modernising your pension: — Take full control of your pension savings — Choose when and how to draw an income to suit your retirement planning — Keep your options [...]

February 25th, 2020|News|

How inflation eats into your returns

Understanding inflation and its impact on your portfolio is important because rising prices can reduce the value of the money you get back from your investments. What is inflation? Inflation is a term used to describe a rise in prices. In the UK, it is measured by the Consumer Prices Index including owner-occupiers' housing costs [...]

February 24th, 2020|News|