Monthly Archives: July 2019

//July

How will changing working patterns affect your pension?

The sooner you start saving, the healthier your pension pot is likely to be when you need to draw on it. But what happens to your pension planning if your working hours reduce, or stop? First things first If you join a company you may be enrolled into their workplace pension scheme which, in most [...]

July 29th, 2019|Pensions|

How to ensure your online financial data is secure

Are you doing enough to protect your financial data? Everyone is familiar with ensuring no-one can see their pin number when withdrawing cash or paying by card, and ensuring they don’t leave paper documents with sensitive financial information on display. But this doesn’t always stretch to the online world. Research by Santander has found those [...]

July 26th, 2019|Finance|

Will rent controls help you get onto the property ladder?

Would you have a better chance of getting on the property ladder if your rent was cheaper. Research shows that rent payments are often more than the monthly cost of a mortgage and it can be hard to save for a deposit if most your money is being spent on renting. London Mayor Sadiq Khan [...]

July 23rd, 2019|Uncategorized|

What to expect from a Boris Johnson premiership

Boris Johnson has been confirmed as Conservative Party leader and Prime Minister, ending months of speculation. Johnson beat rival Jeremy Hunt in the race to replace Theresa May. Here are some of his key financial policies. Brexit Sorting the UK’s exit from the European Union is top of Johnson’s to do list. He has promised [...]

July 23rd, 2019|Finance|

Coming to the end of your interest-free equity loan period

The government launched its Help to Buy equity loan in April 2013 and since then 210,964 properties have been bought under the scheme. First-time buyers and people moving to a new-build home worth up to £600,000 have benefited from the scheme, which provides an equity loan of up to 20% of the cost of [...]

July 15th, 2019|Mortgages|

How to budget for the summer break

Summer is upon us and parents are reportedly set to spend an average of £624 entertaining their children over the school holidays. So how do you budget for all that time while your little darlings are off school? Research by Post Office Money of more than 1,000 parents has found two out of three worry [...]

July 2nd, 2019|Uncategorized|

Why financial planning is a family affair

The younger generation may be portrayed as relying on the ‘Bank of Mum and Dad’ to boost their savings or mortgage deposit, but it turns out this isn’t a one way street. Research by M&S Bank has revealed that younger generations both ‘deposit’ and ‘withdraw’ from the Bank of Mum and Dad - challenging common [...]

July 2nd, 2019|Finance|