Monthly Archives: May 2019

How to thank grandparents for all that free childcare

Good old grandparents! Grandchildren love them because they are a source of sweets, and parents are grateful for the free childcare. But did you know, there are actually state benefit perks if your parents help look after your children. Grandparents can get national insurance credits towards their state pension if they have retired to help [...]

May 28th, 2019|Pensions|

Is the younger generation more financial savvy than it is given credit for?

Millennials and generation Z are often characterised as disengaged with their savings and too busy spending time on their smartphones, sipping cappuccinos or eating avocado toast. But research by peer-to-peer lender Zopa suggests this could be a gross misconception. It polled 1,500 individuals who were either Gen Z - 18 to  22 year olds – [...]

May 28th, 2019|Investments|

Why the FSCS means you don’t have to panic about your finances

Don’t believe everything you read on social media, especially when it comes to your finances. Metro Bank had to reassure panicking account holders last month after false rumours spread on social media regarding its financial health. Twitter users posted images of queues at branches of people allegedly withdrawing funds, which was reminiscent of the collapse [...]

May 28th, 2019|Uncategorized, Finance|

All about ISAs

In the 2019/20 tax year, you can save up to £20,000 tax-free in an Individual Savings Account (ISA), and when it comes to your ISA investment, you have a number of options. Investors comfortable with the slightly higher risk Peer to Peer lending can also now invest in an Innovative Finance ISA, and those aged [...]

May 21st, 2019|Investments|

The Orchard Practice Fantasy Football League 2018/19 – Gameweek 38

Please find the latest league table below following gameweek 38 for the 2018/19 season.

May 13th, 2019|Fantasy Football|

The Orchard Practice Fantasy Football League 2018/19 – Gameweek 37

Please find the latest league table below following gameweek 37 for the 2018/19 season.

May 7th, 2019|Fantasy Football|

A global approach to asset allocation

Asset allocation is one of the key tools in our investment proposition to help strike the right balance between risk and reward in your portfolio. It applies to asset classes, such as equities, bonds and cash, and different global regions. The actively-managed Omnis Managed Portfolio Service (OMPS) and our Graphene model portfolios are all globally [...]

May 7th, 2019|Investments|