Monthly Archives: April 2018


Is now the right time to fix?

November 2017 saw the Bank of England raise interest rates for the first time in a decade, from 0.25 per cent to 0.5 per cent, causing a number of lenders to increase their mortgage rates. The Bank of England has indicated there could be further rate rises, so if you’re on a Standard Variable Rate [...]

April 26th, 2018|Mortgages|

The Orchard Practice Fantasy Football League 2017/18 – Gameweek 35

Please find the latest league table below following gameweek 35 for the 2017/18 season.

April 23rd, 2018|Fantasy Football|

The advantages of topping up your ISA early

The new tax year may only be a couple of weeks old but there are benefits to making use of your ISA allowance early. Everyone gets an annual ISA allowance each tax year. This lets you save up to a set amount tax-free, £20,000 in the 2018/2019 tax year, in a cash or stocks and [...]

April 19th, 2018|Investments|

Don’t forget the insurance when you remortgage

Many borrowers have been remortgaging to lock-in record low mortgage rates, but are you certain you will always be able to afford the new repayments? The number of new homeowner remortgages hit a nine-year high at the start of 2018. There were 49,800 new homeowner remortgages completed in January 2018, 19.1% more than in the [...]

April 19th, 2018|Insurance, Mortgages, News|

March wealth update: Interest rate chatter

March was another difficult month for global stockmarkets with the threat of a trade war between the United States of America and China affecting confidence.  While this appeared to cool as we ended the month, we were then presented with a rise in US interest rates and the anticipation of an increase in UK interest [...]

April 19th, 2018|Investments, News|

Why you shouldn’t be put off by an increase in auto enrolment pension contributions

You may see a slightly bigger dent in your payslip this month due to changes to auto-enrolment pension rules. From 6 April 2018, minimum pension contributions, paid by employers and employees, through auto-enrolment have risen from 2% to 5%. That is 2% from your employer and 3% from your gross salary. The minimum will be [...]

April 19th, 2018|Pensions, News|

The Orchard Practice Fantasy Football League 2017/18 – Gameweek 32

Please find the latest league table below following gameweek 32 for the 2017/18 season.

April 16th, 2018|Fantasy Football|