Monthly Archives: March 2017

//March

Saving for retirement: as easy as 1, 2, 3

Much is made of the tax benefits of saving into a pension scheme but there are other benefits to consider. As many corporate pension schemes and even government pension schemes become unsustainable, the onus to create a comfortable retirement is increasingly on the individual. But, if we are honest with ourselves, by the time many [...]

March 31st, 2017|Investments, Pensions|

Reasons to be cheerful

23 June 2016 will go down in history as a seismic day for British politics. The public dealt Prime Minister David Cameron a bitter blow as the referendum to leave the European Union (EU) unexpectedly ended in a ‘yes’ vote, following a heated and divisive campaign on both sides. But what effect has Brexit had [...]

March 28th, 2017|Mortgages|

Protection through the years

When it comes to protection insurance, we hold two firm beliefs: 1. it should form the foundation of your financial plan. 2. cover should be reviewed regularly to make sure it continues to meet your needs. The latter is particularly important when you are at a particular 'life stage'. Whether that's buying a house, getting [...]

March 23rd, 2017|Insurance|

The Orchard Practice Fantasy Football League 2016/17 – Gameweek 29

Please find the latest league table below following gameweek 29, for the 2016/17 season.

March 22nd, 2017|Fantasy Football|

Pension death benefits

With the introduction of pension freedoms in 2015, we now have a range of options when deciding how to fund our retirement. But few of us stop to consider what might happen on our death: retirement itself seems far enough away! Under the previous regulations, only one dependant of the pension plan holder could inherit [...]

March 21st, 2017|Pensions|

Popular Mortgage Deals in March 2017

Below are just a few of this month’s popular mortgage deals. Please get in touch with us to discuss any of these deals. Your home may be repossessed if you do not keep up repayments on your mortgage.

March 20th, 2017|Mortgages|

Parent landlords

With house prices rising faster than salaries, the younger generation face having to find a much bigger multiple of their income to buy a home, compared to their baby-boomer parents. Couple this with rising rent payments that stifle the ability to raise a deposit and you can see why ‘Generation Rent’ is a growing population and [...]

March 17th, 2017|Mortgages|