Monthly Archives: February 2015


The Orchard Practice Fantasy Football League 2014/15 – Gameweek 23

Please find the latest league table below following gameweek 23.

February 9th, 2015|Fantasy Football|

Leaving a legacy

You’ve worked hard to create wealth. You may have taken risks, devoted long hours to building a business, or made sacrifices to establish your investment portfolio. At the same time you’ve probably paid considerable amounts of tax, be it Income Tax, Corporation Tax, Capital Gains Tax, Stamp Duty, or National Insurance. And then, of course, there’s Inheritance Tax (IHT).

February 5th, 2015|Wills & Inheritance Tax|

Offset mortgages explained

Offset mortgages may be familiar in name – but do you really understand their features and benefits? Here’s our quick guide to understanding more about these types of mortgages.

February 5th, 2015|Mortgages|

Do you run your own business?

If you do, you probably have one or more key employees that are integral to its success. But have you considered what would happen if they suddenly died, or suffered a critical illness that forced them to be absent from work for a long period of time?

February 5th, 2015|Insurance|

Are you prepared for a rate rise?

The Bank of England Base Rate remains at 0.5% – its lowest level since the Bank was established in 1694. With commentators adjusting their predictions of a Bank of England Base Rate rise on an almost monthly basis, you may feel unable to make a confident decision about your mortgage. But there are measures you can take to prepare for an interest rate increase.

February 4th, 2015|Mortgages|

How tax efficient is your pension?

The main purpose of a pension is to build funds for your retirement in the most tax- efficient way possible. You may contribute regularly to your pension, but do you take full advantage of the tax benefits it offers you? For instance, did you know your pension could help you reclaim valuable personal tax allowance – and even Child Benefit?

February 4th, 2015|Pensions|

Life Insurance – The most valuable gift you can buy?

Life and Protection Insurance policies (sometimes known as ‘Family Protection’) offer a financial safety net for you and your loved ones, should the worst happen.

February 4th, 2015|Insurance|